In this video, I break down exactly how to qualify for 100% financing on your residential real estate investments using hard money loans.
I explain the critical $350,000 loan limit and the specific requirement that your total costs, including purchase price, rehab, closing costs, loan fees, and five months of interest must stay below 74% of the After Repaired Value (ARV).
You will learn how to run the numbers to see if your deal fits this 100% financing box and what options you have if you exceed the limit, such as bringing in gap funding or renegotiating with the seller.
I also clarify the maximum rehab budget of $150,000 allowed under this program. Watch this to master the math behind no-money-down deal structuring.
===================================== Timestamps: 00:00 - How to Get 100% Financing for Real Estate 00:22 - The Loan Amount Limit ($350k vs. Over $350k) 00:57 - The 74% Rule: Calculating Max Loan-to-Value (LTV) 03:01 - What to Do If Your Deal Exceeds the Limit (Gap Funding) 03:46 - The Maximum Rehab Budget for 100% Financing ($150k)
===================================== Disclaimer
Some names and specific details in this video have been changed or are composite examples created for educational purposes. Individual results vary based on market conditions, experience, deal quality, and other factors. Past performance does not guarantee future results. This content is for educational purposes only and should not be considered financial or investment advice.
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Welcome to the official YouTube channel for The Investor's Edge, your ultimate partner in achieving financial freedom through real estate investing. We are the only "One-Stop-Shop" in the industry that combines proprietary software, expert coaching, and in-house financing to help you Fix & flip houses with confidence.
Whether you are a beginner looking for your first deal or a pro scaling your business, our proven 7-Step System eliminates the biggest barrier to entry: capital. We specialize in 100% Financing and Hard Money Loans that cover both the purchase price and repair costs, allowing qualified investors to close fix and flip deals with Zero Cash-to-Close.
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By: Ryan G. Wright - The Investor's Edge Title: How to Get 100% Financing on a Hard Money Loans Sourced From: www.youtube.com/watch?v=TfT1cfVtvs4
